Start fertility now. Pay later.

Our affordable payment plans and support help you start and continue your fertility journey


Fertility treatments shouldn’t be financially devastating.

So we made it easy. Access the funds you need to start or grow your family - in as little as 48 hours. We handle the financing - so you can focus on your fertility care.

Why choose Hera Fertility?

Low rates

APRs as low as 0% depending on how much you need and payment schedule

Fast and private approvals

Pre-approval in 5 minutes and deposits within 48 hours

No extra fees

No down payment, application fees, no prepayment penalties, and no hard credit check

Qualified care

A team with 50+ years of combined experience in fertility care

The truth about infertility

1 in 8couples are affected by infertility in the US
$19,000+the average cost of fertility treatments
1 in 3stop fertility treatment to due to affordability

How it works

We’re here to make your fertility journey simpler. Here’s how our easy 3-step process works:

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Fill out a quick financing application

Sign up and get approved in under 5 minutes - no hard credit check required.

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Choose the best option for you

Compare financing offers from multiple lenders to get the best rate.

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Get matched with a fertility advisor

Our one-on-one, personalized support will help guide you through your fertility journey.

Meet our team

Our team of digital health and healthcare experts is small but mighty - and has more than 50 years of combined experience in fertility care.


Thiv Paramsothy

CEO & Founder

Thiv is an established entrepreneur with over a decade of experience in the digital health and health care space.

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April Rutter

Lead Fertility Advisor

April is a passionate fertility advisor with over 20 years of experience in infertility support.


Dr. Anil Dubey

Clinical Advisor

Dr. Dubey is a high-complexity clinical laboratory director with an international reputation as an expert in Reproductive Endocrinology and Infertility.

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Fertility clinics love us

See what fertility clinics have say about us

“We’ve seen more patients successfully get funds and save using Hera Fertility. Helps us make sure patients start or continue with treatment!"

Missouri Fertility

How we support clinics

Our services help free up time for overstretched clinics by managing the administrative side of fertility financing.

Hera Clinic Partners

We work directly with fertility clinics across the country. Here are a few of our partners.

Ready to get started with Hera?

Fill out our application now and get pre-approved in 5 minutes - without impacting your credit score.