Here are some of the common questions we get about financing for family building services.
Most traditional banks and lenders offer a loan, and that's it. We know you need more than paying for fertility treatment. That's why we provide the funds and a fertility advisor that will support and guide you during the fertility journey.
As well, we provide multiple lending options with just one application. Lastly, loans by Hera are typically deposited as quickly as 48 hours and we coordinate the payments with everyone in your fertility care circle (including pharmacy and lab) before your fertility treatment.
The credit score is one factor in the overall loan application. Your APR depends on your credit score, income, term length, total loan amount, and credit history. However, your options (or lack thereof) will be reflected by your credit score and the other details you enter. We do recommend a credit score over 650.
And we make a soft credit inquiry to find the best rate you qualify for. Soft credit inquiries do not affect your credit score.
You will immediately know if you have been pre-approved. If you have been pre-approved, you will see the different loan options to select. You will also get an email and/or SMS message with the options from our partner LoanGlide so you can always think about your options before deciding.
After you select and finalize a loan offer, we will receive the funds as the trust and we coordinate with everyone in your fertility care circle (including pharmacy and lab) before your fertility treatment.
You have 15 days until your pre-approval expires. After which you will need to reapply.
LoanGlide is our partner. They are not a financial institution or lender. They work with multiple participating banks and affiliates to ensure we have the most affordable, flexible loan plans to meet different customer needs.
We don't just help you get the funds you need. We also pair you up with a Hera fertility advisor. This advisor is there to help you answer any questions and hopefully make the financial part of fertility easier.
Hera receives a small fee once a loan is approved and funded.
You should contact your assigned fertility advisor or email email@example.com or call 1-888-850-0919
Got any questions? Don't hesitate to reach out.