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Fertility Quiz

Take the Fertility Assessment

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0% APR Financing

We line up affordable financing options with 0% APR for your fertility treatments in just 2 days.

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Find a Clinic

Search for the nearest fertility clinic partnered with Hera.

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Loan Calculator

Find your Loan Sweet Spot with our Fertility Financing Loan Calculator.

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Fertility treatments range widely in cost and can vary significantly based on location, specific treatment, and the number of cycles. The first step treatments (oral medications, ovulation prediction kits, and intravaginal insemination kits) are the most affordable option ranging from $30 – $500, second step (intrauterine insemination – IUI) ranges from $800 – $1500, and third step (IVF) starts at $13k and go as far as $55k+. Many clinics offer financial counseling or payment plans. Discussing with our virtual fertility advisors can provide insight into planning and navigating the financial aspects of fertility treatments.