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Fertility Quiz

Take the Fertility Assessment

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0% APR Financing

We line up affordable financing options with 0% APR for your fertility treatments in just 2 days.

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Find a Clinic

Search for the nearest fertility clinic partnered with Hera.

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Loan Calculator

Find your Loan Sweet Spot with our Fertility Financing Loan Calculator.

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IVF, or in vitro fertilization, is a process where mature eggs are retrieved from ovaries and fertilized by sperm in a lab. Then, the fertilized egg (embryo) is implanted in the uterus. One cycle of IVF takes about three weeks, and more than one cycle may be required. Consult our virtual fertility specialists to understand if IVF is the right path for you.