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*Terms and Conditions Apply. Your interest rate will depend upon your credit score, income, term length, total loan amount, and credit history. APR up to 12.5% Loans are provided by participating banks or an affiliate via LoanGlide. Prequalified rates are not an offer of credit and may be subject to income or employment verification. No prepayment penalty and no down payment are required. You must complete and accept all necessary information and agreements before your loan may be closed.